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With the realisation of the Single Euro Payments Area (SEPA), there will be no difference in the euro area between national and cross-border retail payments. SE

SEPA was created by Europe’s banks in 2002 in response to regulations and plans drawn up by the European Commission from a meeting in Lisbon at the turn of th

The Eurosystem continues to strongly support the creation of the Single Euro Payments Area (SEPA), in which "individuals and corporations are able to make cashl