Download or read book China's Rural Financial System written by Yuepeng Zhao and published by Routledge. This book was released on 2010-10-04 with total page 189 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the credit needs and the borrowing behaviour of rural households in China in recent years. Based on a micro-study of three villages with dissimilar economic characteristics in Jiangxi province, this book investigates the sources of finance, formal and informal, in rural areas and the different types of credit that farmers demand. It demonstrates the importance of innovative institutional arrangements in rural China and new instruments that give farmers access to formal rural financial markets and enable them to utilize credit effectively, concluding that further reforms are necessary for this to be achieved.