Download or read book Essays on the Role of Institutions with Persistent Asymmetric Information and Imperfect Commitment written by Shreemoy Mishra and published by . This book was released on 2008 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: This dissertation is a collection of three essays that study the market for consumer information. The first chapter studies the role of information intermediaries and their impact on consumer privacy. The second chapter presents an analysis of signaling in credit and insurance markets through default and repayment decisions. The third chapter studies some special topics such the manipulation of credit histories by fake borrowing or deletion of records. It also identifies a learning mechanism through which uninformed consumers can endogenously learn the link between credit market behavior and insurance market outcomes.