Download or read book The Advisor's Guide to Disability Insurance written by R. David Watros and published by . This book was released on 2018-08-07 with total page 261 pages. Available in PDF, EPUB and Kindle. Book excerpt: It may not be the first thing that comes to mind, but disability insurance may represent the most important financial product that individuals need during their working years. The ability to generate an income from work is the foundation for all financial planning, allowing individuals to maintain their lifestyle as well as plan for future retirement. This comprehensive guide for attorney, financial professionals, and insurance agents provides an overview of disability insurance, as well as detailed information about individual long-term disability insurance, group long-term disability, underwriting, regulations, the advisor's role, and much more.